If you’ve been injured on the job in New Jersey, your first course of action is typically to file a workers’ compensation claim. While workers’ comp provides important benefits like medical care and partial wage replacement, it doesn’t cover everything—especially not pain and suffering or full lost wages.
But if your injury was caused by someone other than your employer or a co-worker, you may have another option: a third-party claim. At ASK LAW FIRM LLC, we help injured workers maximize their recovery by identifying third-party liability and filing personal injury lawsuits in addition to workers’ comp claims.
What Is a Third-Party Work Injury Claim?
A third-party claim is a personal injury lawsuit against someone other than your employer who contributed to your workplace injury. While workers’ comp is a no-fault system, third-party claims allow you to pursue full compensation, including for damages like:
- Pain and suffering
- Loss of enjoyment of life
- Full wage replacement
- Punitive damages in extreme cases
This claim is separate from and in addition to your workers’ compensation benefits. You can pursue both at the same time with the help of an experienced attorney.
Examples of Third-Party Liability
Common scenarios where third-party claims may arise include:
- A subcontractor’s negligence on a shared construction site causes your injury
- You’re injured in a car accident while driving for work and the other driver is at fault
- Defective tools, machinery, or equipment malfunction and cause harm
- Injuries due to a property owner’s failure to maintain safe conditions during a work visit
In all of these situations, the party responsible is not your employer—opening the door for a lawsuit that can recover broader damages.
How Is a Third-Party Claim Different?
While workers’ comp does not require you to prove fault, third-party claims do. You must demonstrate that the third party acted negligently, that their actions caused your injury, and that you suffered measurable damages.
This is where a skilled attorney becomes invaluable. Third-party claims often involve complex investigations, expert testimony, and negotiations with insurance carriers or corporations. At ASK LAW FIRM LLC, we handle every aspect of your case to ensure you get the full compensation you deserve.
Coordination With Workers’ Compensation
Because you may receive both workers’ comp benefits and compensation from a third-party claim, New Jersey law allows your employer’s insurance company to place a lien on part of your third-party recovery. This process—called subrogation—requires careful legal navigation to ensure your net recovery is maximized.
Our legal team at ASK LAW FIRM LLC will coordinate both claims to protect your rights and financial interests every step of the way.
Why Choose ASK LAW FIRM LLC?
We understand the physical, emotional, and financial impact of work injuries—and we’re here to help you get the most from every available legal path. Our attorneys have extensive experience in both workers’ compensation and third-party litigation, giving you the advantage of a comprehensive legal strategy under one roof.
If you’ve been hurt at work and believe someone outside your company may be at fault, speak with a seasoned New Jersey third-party work injury lawyer at ASK LAW FIRM LLC.
Contact Our Offices
Hackensack Office: 15 Warren St #20, Hackensack, NJ 07601
Woodbridge Office: 1460 US-9 Suite 301, Woodbridge, NJ 07095
Call us today for a free consultation. We’ll evaluate all angles of your case and fight to ensure you receive the full compensation you’re entitled to under New Jersey law.